New HELOC Updates: Higher Limits, Easier Approvals & Faster Funding

Nov 19, 2025

A new update to our HELOC guidelines raises loan limits and streamlines approval. It offers more valuation options, making it easier than ever to access cash without touching your first mortgage.

Expanded HELOC Guidelines

These updates immediately open the door for more borrowers to qualify:

  • Loan Amounts Up to $400,000
  • AVMs Allowed Up to $400,000

Program Highlights

  • Up to 95% CLTV
  • 10-Year Draw Period with No Minimum Draw Requirement
  • Minimum FICO 680
  • Rates as Low as Prime minus 0.125%
  • Initial Approval in as Little as 24 Hours
  • Streamlined Process & Commonsense Underwriting

We have loan officers who are waiting to chat with you. Contact us, and we’ll connect you with a pro.

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