News & Updates

Buying a home is rarely the last time a homeowner needs access to money. A few years after closing, you may face a kitchen renovation, a college tuition bill, an investment opportunity, or a slow quarter as a self-employed borrower. The Wealth Builder HELOC is for...

Adding a co-borrower to a home equity line of credit can strengthen a loan application, but it also raises an important question: Does the co-borrower need to be included on the property’s title? The answer often depends on whether that person will occupy the...

Homeowners who need to access their equity often assume that a traditional home equity line of credit is their only option. We now offer another solution: a second-lien reverse mortgage designed to provide access to home equity without replacing an existing first...

Accessing home equity can be difficult for owners of mobile and manufactured homes. Many traditional HELOC programs exclude these properties entirely, even when the home is permanently attached to land owned by the borrower. We now offer a financing option for...

Recent enhancements to our Closed-End Second Mortgage program now make it easier for homeowners, self-employed borrowers, and wage earners to qualify while offering significantly higher loan amounts. If you're consolidating debt, financing a business opportunity,...

Self-employed borrowers run into the same wall over and over again: they don’t qualify for a conventional loan. As a self-employed borrower, you know what we are talking about. This is exactly how our non-QM home equity loans work. Scenario: $1,000,000 Pulled From...

We’ve rolled out powerful new enhancements to our HELOC platform designed to give borrowers more flexibility, stronger qualification options, and smarter ways to leverage their home equity What’s New in Our HELOC Program? 1. Co-Borrowers Are Now Supported This is a...

Self-employed homeowners often face challenges accessing the equity in their homes. Traditional home equity lines of credit (HELOCs) frequently rely on tax returns to determine income eligibility, which can create problems for borrowers whose reported net income...

We specialize in helping investors access strategic financing options that keep their portfolio growing. Here’s a real scenario that shows exactly how powerful a DSCR second mortgage can be. Scenario: Investment Property Our borrower wanted to pull equity from an...

A new update to our HELOC guidelines raises loan limits and streamlines approval. It offers more valuation options, making it easier than ever to access cash without touching your first mortgage. Expanded HELOC Guidelines These updates immediately open the door for...

Our latest HELOC program offers financing for all residental properties specially for condo buyers and investors. Imagine a HELOC you can use for a purchase in the 1st lien position, with no condo questionnaire and no condo reviewrequired. If you’re paying off special...

If you’re purchasing a new property or looking for creative financing solutions, our Home Equity Line of Credit (HELOC) programs give you more options and greater affordability. Did You Know? We now offer a 2nd mortgage HELOC that can close simultaneously with an...