News & Updates

Financial Flexibility with Our Closed-End Second Mortgage

Financial Flexibility with Our Closed-End Second Mortgage

Our Closed-End Second Mortgage offers a tailored solution, allowing borrowers to leverage the equity in their primary residence without disrupting their current low-rate first mortgage by using bank statements to qualify for a second mortgage for their primary...

read more
HELOC is Available for Investment Properties

HELOC is Available for Investment Properties

We recently closed a Heloc for a real estate investor who wanted to use the equity in his investment property. Scenario: Maximizing Equity for Growth Consider a seasoned real estate investor who has owned an investment property for nine years. With a first mortgage...

read more
HELOCS for the Holidays

HELOCS for the Holidays

The festive season is fast approaching, and with it comes the potential for increased expenses. Whether your plans involve traveling, renovating your home, or indulging in a shopping spree, managing your finances wisely is crucial. Instead of accumulating...

read more
Three ways of pulling equity out from your properties

Three ways of pulling equity out from your properties

As a mortgage company, we offer 3 ways of tapping into your property's equity. We offer both Income Check and No Income Check loans. 1. Home Equity Line of Credit (HELOC) Our Home Equity Line of Credit is a flexible option that allows our clients to access their...

read more
Boosting Income with Asset Depletion for a HELOAN

Boosting Income with Asset Depletion for a HELOAN

A financial advisor sought a second mortgage to consolidate substantial credit card debt. To reduce his Debt-to-Income (DTI) ratio and secure a lower interest rate, we enhanced his documented income using asset depletion. By leveraging 70% of his $300K in three...

read more
Using an AVM for a HELOAN

Using an AVM for a HELOAN

This unique product includes a limited title policy and AVM with exterior-only appraisal options, along with the benefits of the Low Doc mortgage loan. Key highlights of the Low Doc HELOAN program include a 12-month CPA or accountant-prepared profit and loss...

read more
Your Home Equity with a Fixed Second Mortgage

Your Home Equity with a Fixed Second Mortgage

Are you a homeowner in need of a cash-out loan alternative that allows you to tap into your equity while keeping your first low-rate mortgage intact? If not, it’s time to learn why you should consider our closed-end second mortgage, the Fixed Second Mortgage, as a...

read more
Latest News from HELOCS.com: Bank Statements

Latest News from HELOCS.com: Bank Statements

We are excited to share with you the latest news from HELOCs.com. We are thrilled to announce that we now offer home equity lines of credit using bank statements. This new offering provides our customers with even more flexibility and convenience when it comes to...

read more
Second Mortgage to 90% CLTV

Second Mortgage to 90% CLTV

Second mortgages can be a great option for homeowners looking to access additional funds while leveraging the equity in their property. Are you a homeowner looking for a flexible and convenient way to access additional funds? Look no further! Our second mortgage...

read more
We are Now Offering HELOCs in Texas

We are Now Offering HELOCs in Texas

Texas is one of those states that make it impossible to pull equity out of a property, but now starting in the new year 2024 we are able to offer HELOC a home equity line of credit in the state of Texas. This HELOC program can work in many ways, we would need to run...

read more