News & Updates
How a Closed-End Second Loan Can Help You Purchase New Properties
We specialize in helping investors like you maximize their real estate portfolios through innovative mortgage solutions. One of the most powerful tools we offer is the Closed-End Second Loan, which allows you to leverage the equity in your existing properties to fund...
Introducing Our Innovative Fixed-Rate HELOC: A Game-Changer in Home Equity Lending
We are thrilled to unveil our latest offering in the home equity lending market—a revolutionary Fixed-Rate Home Equity Line of Credit (HELOC) that sets a new standard for flexibility and affordability. This product is designed to give homeowners a stable, predictable...
Financial Flexibility with Our Closed-End Second Mortgage
Our Closed-End Second Mortgage offers a tailored solution, allowing borrowers to leverage the equity in their primary residence without disrupting their current low-rate first mortgage by using bank statements to qualify for a second mortgage for their primary...
HELOC is Available for Investment Properties
We recently closed a Heloc for a real estate investor who wanted to use the equity in his investment property. Scenario: Maximizing Equity for Growth Consider a seasoned real estate investor who has owned an investment property for nine years. With a first mortgage...
HELOCS for the Holidays
The festive season is fast approaching, and with it comes the potential for increased expenses. Whether your plans involve traveling, renovating your home, or indulging in a shopping spree, managing your finances wisely is crucial. Instead of accumulating...
Three ways of pulling equity out from your properties
As a mortgage company, we offer 3 ways of tapping into your property's equity. We offer both Income Check and No Income Check loans. 1. Home Equity Line of Credit (HELOC) Our Home Equity Line of Credit is a flexible option that allows our clients to access their...
Boosting Income with Asset Depletion for a HELOAN
A financial advisor sought a second mortgage to consolidate substantial credit card debt. To reduce his Debt-to-Income (DTI) ratio and secure a lower interest rate, we enhanced his documented income using asset depletion. By leveraging 70% of his $300K in three...
Using an AVM for a HELOAN
This unique product includes a limited title policy and AVM with exterior-only appraisal options, along with the benefits of the Low Doc mortgage loan. Key highlights of the Low Doc HELOAN program include a 12-month CPA or accountant-prepared profit and loss...
Your Home Equity with a Fixed Second Mortgage
Are you a homeowner in need of a cash-out loan alternative that allows you to tap into your equity while keeping your first low-rate mortgage intact? If not, it’s time to learn why you should consider our closed-end second mortgage, the Fixed Second Mortgage, as a...
Latest News from HELOCS.com: Bank Statements
We are excited to share with you the latest news from HELOCs.com. We are thrilled to announce that we now offer home equity lines of credit using bank statements. This new offering provides our customers with even more flexibility and convenience when it comes to...
Second Mortgage to 90% CLTV
Second mortgages can be a great option for homeowners looking to access additional funds while leveraging the equity in their property. Are you a homeowner looking for a flexible and convenient way to access additional funds? Look no further! Our second mortgage...
We are Now Offering HELOCs in Texas
Texas is one of those states that make it impossible to pull equity out of a property, but now starting in the new year 2024 we are able to offer HELOC a home equity line of credit in the state of Texas. This HELOC program can work in many ways, we would need to run...











