News & Updates

A typical borrower: A non-QM mortgage scenario where a self-employed borrower seeks to consolidate debt using the equity in their primary residence. By leveraging our Bank Statement stand-alone second lien product, this borrower was able to achieve their financial...

At Helocs.com, we are excited to announce the launch of our new Closed End Second Bank Statement loan. Designed specifically for self-employed individuals, this innovative loan program allows borrowers to tap into their home equity without touching their first...

Welcome to our Stand-Alone closed-end Second Mortgage Products. We are a leading mortgage company specializing in home equity lines of credit. We offer two fixed-rate second mortgage options. Whether you are an agency-qualified borrower or a non-QM-qualified borrower,...

At HELOCs.com, we understand the value of homeownership, and we’re here to help you make the most of it. Whether you own a primary residence, a secondary property, or an investment property (such as a single-family home, townhouse, or condo), our Stand-alone HELOC...

Use a Piggyback Purchase 2nd Mortgage to avoid tough Jumbo UW guidelines and higher interest rates. Piggyback Purchase 2nd Mortgages In today’s real estate landscape, many aspiring homeowners face a daunting challenge: How to navigate the complex world of jumbo...

When it comes to managing your mortgage, savvy homeowners know that capitalizing on existing low-interest rates is a smart move. In today’s real estate market, most homeowners are unwilling to part with their current homes and take on higher interest rates to upsize....

When it comes to pulling equity from your property we offer a few second mortgage programs. We offer a HELOC which is an adjustable home equity line of credit and there’s also the fixed rate second mortgage also known as the Closed-End Second Mortgage, which doesn’t...

More and more people are looking into obtaining a second mortgage as they don’t want to refinance their first mortgage with a cash-out refinance because they’ve secured a low-interest rate mortgage on their first mortgage. It would be a sin to touch that first...

If a refinance isn’t right for you or if you own your home free and clear, we offer a stand-alone home equity line of credit (HELOC. Our fast approval process and expedited closing will let you access your funds quickly. HELOCs usually have lower rates than credit...

A HELOC and a HELOAN are both types of loans that allow homeowners to borrow against the equity they have built up in their homes. However, there are some key differences between the two. Firstly, let’s talk about a HELOC. A Home Equity Line of Credit is a revolving...

Did you know that HELOCs offer competitive pricing and flexible payment options? More and more homeowners are turning to HELOCs to tap into the equity that they’ve built over the years. Plus, most homeowners have a very attractive first mortgage interest rate that...

In today’s fast-paced world, financial flexibility is key to achieving our dreams. At HELOCS.com, we understand the importance of leveraging your home’s equity to unlock new opportunities. That’s why we are proud to introduce our innovative no-income check home equity...