Properties
If you’re a homeowner or investor looking to tap into your property’s equity without income verification, a No Income Verification HELOC (Home Equity Line of Credit) could be the perfect solution. These loans allow you to access cash based on your home’s value rather than traditional income documentation, ideal for self-employed borrowers, real estate investors, or those with non-traditional income sources.
Key Features of No Income Verification HELOCs
- Loan-to-Value (LTV) up to 60%
- Loan amounts up to $500,000
- Available for 1-4 unit properties
- Eligible for owner-occupied, second homes, and investment properties
- No income or employment verification
No-Income-Verification HELOC
- Self-employed professionals (business owners, freelancers, gig workers, realtors)
- Real estate investors who want quick access to a line of credit
- Retirees
- Borrowers with complex tax write-offs that reduce reported income
Quick Guidelines
- Equity Assessment – Your home’s current value determines how much you can borrow (max 60% LTV).
- Credit Check – Strong credit (typically 660+) improves approval odds.
- Property Type – Must be a 1-4 unit residential property (owner-occupied, second home, or investment).
- Funds Access – Once approved, you get a revolving credit line to use as needed.
Contact us for more information about the No Income Verification HELOCs.
